Down Payment Assistance

Sometimes In Life All You Need Is A Little Help, Here is that Help

The lender will give you your full down payment!

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Loan Requirements

-It's this simple

620 Credit Score

The minimum credit score is 620 and for manufactured homes it is 640.

Minimum of 2 Year Employment History

At least a 2 year work history is required, this is standard for any loan program. The 2 years do not have to be with the same company it is okay if you switched jobs as long as you have 2 years of employment.

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Get pre-approved in minutes it all starts with a conversation.

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Benefits of Down Payment Assistance

No Down Payment: This Program allows you to own a home with No Down Payment!
Up to 5% of the Sales Price Can Be Used: This loan program lets you use up to 5% of the sales price towards your down payment, closing costs, fees, pre-paids, and other closing expenses.
Sellers Can Cover Closing Costs: The loan agreement allows sellers to pay for your closing costs as well.
Forgivable: The down payment loan amount is completely forgivable after 5 years.
Refinance If Rates Drop: If rates drop, you may refinance to a lower rate and use the equity of your home to pay off any balance you may have.
No Income Restrictions: It does not matter how much money you make you can use this program towards home ownership.
No Separate Interest Rate or Monthly Payment: Unlike other DPA programs, there is no interest rate on the down payment assistance amount or a second monthly payment on it.
Used on single family homes AND 2 unit homes: That's right, you can live in one unit and rent the other for income!